PURCHASE DOCUMENTS NEEDED:
1. CONTRACT FOR PURCHASE
2. CONTRACT FOR SALE (if applicable)
3. ATTORNEY & REALTOR NAME and NUMBER
4. GOVERNMENT ISSUED ID(s) & SOCIAL SECURITY CARD(s)
5. INSURANCE AGENTS NAME & NUMBER
6. 30 DAYS OF PAYCHECK STUBS
7. LAST TWO YEARS W2's and ALL PAGES OF TAX RETURNS (all schedules)
8. BUSINESS TAX RETURNS & CERTIFIED PROFFIT & LOSS STATEMENT (if self employed)
9. LAST SIXTY DAYS OF ALL BANK STATEMENTS (all pages)
10. DIVORSE DECREE (if applicable)
11. BACKRUPTCY PAPERS (if applicable)
12. COMPLETED AUTHORIZATION FORM TO RUN CREDIT
13. CHECK FOR APPRAISAL
14. ADDITIONAL DOCUMENTS IF OTHER PROPERTIES OWNED
REFINANCE DOCUMENTS NEEDED:
1. GOVERNMENT ISSUED ID & SOCIAL SECURITY CARD
2. INSURANCE AGENTS NAME & NUMBER
3. MORTGAGE STATEMENT & TAX BILL
4. 30 DAYS OF PAYCHECK STUBS
5. LAST TWO YEARS W2's and ALL PAGES OF TAX RETURNS (all schedules)
6. BUSINESS TAX RETURNS & CERTIFIED PROFFIT & LOSS STATEMENT (if self employed)
7. LAST SIXTY DAYS OF ALL BANK STATEMENTS (all pages)
8. DIVORSE DECREE (if applicable)
9. BACKRUPTCY PAPERS (if applicable)
10. COMPLETED AUTHORIZATION FORM TO RUN CREDIT
11. CHECK FOR APPRAISAL
12. ADDITIONAL DOCUMENTS IF OTHER PROPERTIES OWNED
